Credit building formodern teams

Workcred partners with employers to offer credit building as a company benefit for employees—reporting on-time payments to all three bureaus while keeping HR workflows light. One small, simple monthly payment per enrolled employee.

0+
Employees enrolled
0 pts
Avg. score lift
0
Credit bureaus
0%
On-time payments

Metro 2® reporting partners

EquifaxExperianTransUnion

No credit card required · Set up in under 10 minutes

For employers

Admin preview — metrics & enrollment queue

Live preview
EFEXTU
Admin dashboard

Enrolled

127

+12 this month

Pending

14

Invites & HR sync

On-time

99.8%

All employees

Enrollment queueNeeds action · 2
  • MJ

    Maggie Johnson

    Operations

    Reporting
  • CK

    Chris Kim

    Retail

    Incomplete
  • PR

    Priya Rao

    HQ

    Invited

For employees

Portal preview — score & next payment

Live preview
Employee portal

Your score

687

+12 pts since enrollment

Next payment

Mar 1

Credit building active
March payment scheduled
All 3 bureaus reporting
View full portal

How it works

From kickoff to credit reporting

~10 min kickoff
01

Easy setup

Connect payroll, invite your team, and go live in under 10 minutes.

HRIS + CSV + magic links

Guided flow
02

Employees enroll

Invites, CSV import, or HR sync — consent and profile in one flow.

Mobile-first enrollment

Monthly reporting
03

Credit builds

Metro 2®-compliant reporting and on-time payments to all three bureaus.

Equifax · Experian · TransUnion

Built for teams that care about financial wellness

Workcred gives HR and employees a single place to launch the program, track payments, and see bureau outcomes — without spreadsheet chaos.

Live preview
EFEXTU
Admin dashboard

Enrolled

127

+12 this month

Pending

14

Invites & HR sync

On-time

99.8%

All employees

Enrollment queueNeeds action · 2
  • MJ

    Maggie Johnson

    Operations

    Reporting
  • CK

    Chris Kim

    Retail

    Incomplete
  • PR

    Priya Rao

    HQ

    Invited

One dashboard for rollout and reporting

See who’s enrolled, who’s pending, and bureau status without exporting spreadsheets.

  • Enrollment & roster health at a glance
  • Activity log for audits
  • Exports when finance needs them

Powerful integrations

Connect payroll and HR tools your team already uses — keep employee data in sync and reduce manual work.

01

Explore supported HR & payroll systems

Rippling, Gusto, ADP, Workday & more

02

Securely link your directory

OAuth-style handshakes & least-privilege scopes

Encrypted
03

Sync enrollments automatically

Adds, terms, and role changes flow through

Always on

No integration required to get started

You can launch with CSV roster upload, magic-link invites, and in-app enrollment—then connect payroll or your HRIS whenever you are ready. Automated sync is there when you want it, not a prerequisite.

Justworks
Rippling
Gusto
ADP
Paychex
BambooHR
Workday
Justworks
Rippling
Gusto
ADP
Paychex
Justworks
Rippling
Gusto
ADP
Paychex
BambooHR
Workday
Justworks
Rippling
Gusto
ADP
Paychex

Flexible pricing

Simple, transparent pricing

Platform fee plus one small, simple $10/month payment per enrolled employee. No hidden fees.

For smaller teams

Starter

All three bureaus
Equifax
Experian
TransUnion
Pilot-friendlyCSV + magic links
$2platform fee / employee / mo

Best for your first 50 enrolled employees.

Get started
  • Up to 50 employees
  • Credit building setup + $10/emp/mo
  • Monthly credit reporting (3 bureaus)
  • Basic dashboard
  • Email support
Most popular

For growing teams

Growth

All three bureaus
Equifax
Experian
TransUnion
HRIS syncReimbursement workflow
$1platform fee / employee / mo

Where most People teams standardize the program.

Get started
  • Up to 500 employees
  • Everything in Starter
  • Company-funded or payroll deduction
  • HR/payroll integrations
  • Priority support
  • Analytics dashboard

For large organizations

Enterprise

All three bureaus
Equifax
Experian
TransUnion
SSO / SAMLVolume pricing
Customcontact sales

Security reviews, DPAs, and custom rollout.

Schedule a demo
  • Unlimited employees
  • Everything in Growth
  • Custom integrations
  • Dedicated account manager
  • SSO / SAML
  • SLA guarantees
  • API access

Workcred gave us a differentiated benefit without adding HR overhead. Enrollment basically ran itself.

TS
Talia Smith
Head of People at Forma

It felt like an extension of our benefits stack. Finance approved it in one meeting.

JJ
Jordan Johnson
COO at Metricon

Our employees finally have a clear path to build credit. The portal keeps them engaged.

ST
Samuel Torres
Founder at Northpass

Your questions, answered

Quick answers about credit reporting, payroll, and rollout.

Mid-market and enterprise employers across logistics, healthcare, tech, and professional services. If you run payroll and care about financial wellness, we fit.