Credit building foryour workforce
Workcred partners with employers to offer credit building as a company benefit for employees. In under 10 minutes, you can put your employees on the path to building a stronger credit.
No credit card required
Metro 2® reporting partners
For employers
Admin preview — metrics & enrollment queue
Enrolled
127
+12 this month
Pending
14
Invites & HR sync
On-time
99.8%
All employees
- MJReporting
Maggie Johnson
Operations
- CKIncomplete
Chris Kim
Retail
- PRInvited
Priya Rao
HQ
For employees
Portal preview — score & next payment
Your score
687
+12 pts since enrollment
Next payment
Mar 1
How it works
From kickoff to credit reporting
Easy setup
Connect payroll, invite your team, and go live in under 10 minutes.
HRIS + CSV + magic links
Employees enroll
Invites, CSV import, or HR sync — consent and profile in one flow.
Mobile-first enrollment
Credit builds
Metro 2®-compliant reporting and on-time payments to all three bureaus.
Equifax · Experian · TransUnion
Built for teams that care about financial wellness
Workcred gives HR and employees a single place to launch the program, track payments, and see bureau outcomes — without spreadsheet chaos.
Enrolled
127
+12 this month
Pending
14
Invites & HR sync
On-time
99.8%
All employees
- MJReporting
Maggie Johnson
Operations
- CKIncomplete
Chris Kim
Retail
- PRInvited
Priya Rao
HQ
One dashboard for rollout and reporting
See who’s enrolled, who’s pending, and bureau status without exporting spreadsheets.
- Enrollment & roster health at a glance
- Activity log for audits
- Exports when finance needs them
Powerful integrations
Connect payroll and HR tools your team already uses — keep employee data in sync and reduce manual work.
Explore supported HR & payroll systems
Rippling, Gusto, ADP, Workday & more
Securely link your directory
OAuth-style handshakes & least-privilege scopes
Sync enrollments automatically
Adds, terms, and role changes flow through
No integration required to get started
You can launch with CSV roster upload, magic-link invites, and in-app enrollment—then connect payroll or your HRIS whenever you are ready. Automated sync is there when you want it, not a prerequisite.
Flexible pricing
Simple, transparent pricing
Platform fee plus one small, simple $10/month payment per enrolled employee. No hidden fees.
For smaller teams
Starter
Best for your first 500 enrolled employees.
Get started- Up to 500 employees
- Credit building setup + $10/emp/mo
- Monthly credit reporting (3 bureaus)
- Basic dashboard
- Email support
For growing teams
Growth
Where most People teams standardize the program.
Get started- Up to 2,000 employees
- Everything in Starter
- Company-funded or payroll deduction
- HR/payroll integrations
- Priority support
- Analytics dashboard
For large organizations
Enterprise
Security reviews, DPAs, and custom rollout.
Schedule a demo- Unlimited employees
- Everything in Growth
- Custom integrations
- Dedicated account manager
- SSO / SAML
- SLA guarantees
- API access
Learn
Learn more about our mission
Explore the thinking behind Workcred: why employer-funded credit building matters, what the public data shows, and how workforce infrastructure shapes financial access.
Your questions, answered
Quick answers about credit reporting, payroll, and rollout.
Mid-market and enterprise employers across logistics, healthcare, tech, and professional services. If you run payroll and care about financial wellness, we fit.